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EMI / Loan Calculator

Monthly payment, total interest, and total repayment.

Monthly EMI

Total interest
Total repayment
This is a standard reducing-balance EMI estimate. Your actual bank may apply fees, insurance, or a different calculation method — use this as a planning estimate, not a final quote.

Before taking out a loan, knowing the real monthly payment matters — this calculates EMI, total interest, and total repayment using the standard reducing-balance formula banks use.

ঋণের মাসিক কিস্তি হিসাব করতে চান? EMI, মোট সুদ, এবং মোট পরিশোধের পরিমাণ সহজেই জেনে নিন — সম্পূর্ণ বিনামূল্যে।

How it works

  1. Enter the loan detailsAmount, annual interest rate, and term in years.
  2. It calculates liveUses the standard reducing-balance EMI formula as you type.
  3. Read your monthly paymentAlong with total interest and total amount repaid over the loan term.

FAQ

What is EMI?

Equated Monthly Installment — the fixed amount you pay each month toward a loan, covering both principal and interest.

Does this include processing fees or insurance?

No — this is a pure interest calculation. Your bank may add fees that increase your actual monthly cost.

Does this work on Mac, Windows, or my phone?

Yes — it runs in any modern browser on Mac, Windows, Chromebook, iPhone, or Android. No app or software to install.